Vehicle Loans

Personal vehicles are a necessity, so BKT supports all those who are planning to purchase a new or a used vehicle.

Loan for a New Vehicle

Credit conditions

The maximum loan amount is 30,000 EUR
The maximum repayment term is 60 months (5 years)
100% Bank financing

Potential Clients

Public sector workers
Stable private companies
Customers with justified income (salary through banks, lease, business income for self-employed)

Documents Required

Copy of ID card or passport
Employment contract
Business certificate and TAK status for business customers
Lien on Salary (if the client accepts the salary through BKT)
Lease contract
Statement of account (minimum for the last 6 months)
Invoice of the vehicle
Sales contract
The Bank reserves the right to request additional documents depending on the client’s activity

Credit Security

Lien on salary
Casco insurance in favor of the Bank
Co-borrower / guarantor

Loan for a Used Vehicle

Credit conditions

The maximum loan amount is 30,000 EUR
The maximum repayment term is 60 months (5 years)
80-100% Bank financing

Potential Clients

Public sector workers
Stable private companies
Customers with justified income (salary through banks, lease, business income for self-employed)

Documents Required

Copy of ID card or passport
Employment contract
Business certificate and TAK status for business customers
Lien on Salary (if the client receives the salary through BKT)
Lease contract
Statement of account (minimum for the last 6 months)
Invoice of the vehicle
Sales contract
The Bank reserves the right to request additional documents depending on the client’s activity

Credit Security

Lien on Salary
Casco insurance in favor of the Bank
Co-borrower / guarantor

CALL US

+383 (38) 666 666

WRITE TO US

premierbanking@bkt.com.al

FIND US

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